MyView - WEBSITE TERMS OF USE (“Terms of Use”)

Terms of website use

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of The Prudential Assurance Company Limited (“Prudential”, “we” or “us”) website www.myview.pru.co.uk (“Our Site”), as a registered member of MyView. Please read these Terms of use carefully before you start to use Our Site.

BY USING OUR SITE, YOU INDICATE THAT YOU ACCEPT THESE TERMS OF USE AND THAT YOU AGREE TO ABIDE BY THEM. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE REFRAIN FROM USING OUR SITE.

These Terms of use may be modified or updated from time to time. If you continue to use this Our Site after any changes, this means you agree to be bound by the modified Website Terms of use.

Information about us

Our Site is a Prudential website operated and hosted by Verve Partners Limited (VPL”). Prudential and VPL’s company information is set out below.

Verve Partners Limited The Prudential Assurance Company Limited
Place of registration England & Wales England & Wales
Company registration number 6663787 00015454
Registered Office The Clove Building, 4 Maguire Street, London, SE1 2NQ Governors House, Laurence Pountney Hill,London, EC4R 0HH
Principal place of business UK UK
Regulator (s) N/A Financial Conduct Authority and Prudential Regulatory Authority

Accessing our site

To use Our Site, you will need to register and satisfy the following minimum eligibility criteria:

To register, you must provide us with accurate, complete and up-to-date contact information, including name, postal address, telephone number and email address. You are responsible for the information you provide to us. You must promptly update your account information online in the event of any changes to this information.

Upon registration, you will be asked to create a username and password. You must keep your username and password confidential at all times and use it only to access and use your account and not for any other purpose. You are the only authorised user of your account and, accordingly, you must not disclose your username and/or password to anyone else. You should contact us immediately upon discovering any unauthorised use of your account or error in the operation of your username and/or password (see Contacting us). Any breach of these terms and/or any use of your account by anyone to whom you disclose your username and/or password will be treated as if the breach or use had been carried out by you, and will not relieve you of your obligations to us.

Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice (see below). We will not be liable if for any reason Our Site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Site, or our entire site, for MyView members.

As a registered member of MyView you will be asked to choose a display name. You can change this display name to something else by editing your profile. If you would prefer any comments you provide not to identify you to other MyView members, please choose a made-up name.

If you choose, or you are provided with a password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of use.

When using Our Site, you must comply with the provisions of our Acceptable use policy.

You are responsible for making all arrangements necessary for you to have access to Our Site. You are also responsible for ensuring that all persons who access Our Site through your internet connection are aware of these Terms of use, and that they comply with them.

Intellectual property rights

We, or our respective third-party licensors are the owner or the licensee of all intellectual property rights in Our Site, and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You are granted a non-exclusive, personal, non-transferable, royalty-free right to use Our site in connection with these Terms of use. You must not alter anything on Our Site. No material on Our Site may be used on any other website and you must not establish any links to Our Site or any related website without our prior written consent.

You may print off one copy, and may download extracts, of any page(s) from Our Site for your personal reference and you may draw the attention of others to material posted on Our Site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on Our Site must always be acknowledged.

You must not use any part of the materials on Our Site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of Our Site in breach of these Terms of use, your right to use Our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

By submitting your comments, photos, and videos you agree that we are able to use these in company presentations and reports, or in the MyView newsletters and on the MyView panel, though we will not disclose any of your personal contact details in doing so.

All trademarks appearing on Our Site are owned by or licenced to us (unless specifically stated otherwise) and nothing on Our Site shall be construed as conferring by implication or otherwise any licence or right to use any of those intellectual property rights displayed or subsisting on or in Our Site other than in accordance with these Terms of use.

Reliance on information posted

Our Site is only intended for the access and use of United Kingdom residents, who are aged 18 or over. We will provide information on Our Site only in English. By accessing and using Our Site, you represent and warrant that you are resident in the United Kingdom and aged 18 or over. If you do not meet these requirements, you should not use Our Site. We make no representation that Our Site is appropriate or available for use in other locations outside the United Kingdom or, by anyone under the age of 18.

Commentary and other materials posted on Our Site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any member of Our Site, or by anyone who may be informed of any of its contents.

Our site changes regularly

We aim to update Our Site regularly, and may change the content at any time. If the need arises, we may suspend access to Our Site, or close it indefinitely. Any of the material on Our Site may be out of date at any given time, and we are under no obligation to update such material.

Data Protection

Please refer to our Data protection notice.

Our liability

The Internet is by its nature an unreliable medium. Consequently, you accept that Our Site is offered on an ‘as is basis’ and ‘as available basis’. Whilst we take all reasonable steps to ensure that Our Site is properly functioning at all times, we do not warrant that Our Site will be un-interrupted, timely, free from malicious programs or materials or error free, that defects will be corrected or that Our Site or the server that makes it available are free of software viruses or bugs or other defects.

Prudential, other members of our group of companies and third parties connected to us shall not be liable in any way for the consequences of unauthorised access to Our Site or any unauthorised alteration of Our Site.

We may make changes to Our Site without updating these Terms of use to reflect those changes. The material displayed on Our Site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

  • All conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity.
  • Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with Our Site or in connection with the use, reliance on the information displayed on Our Site, inability to use, or results of the use of Our Site, any website linked to it and any materials posted on it, including, without limitation any liability for:
    • loss of income or revenue;
    • loss of business;
    • loss of profits or contracts;
    • loss of anticipated savings;
    • loss of data;
    • loss of goodwill;
    • wasted management or office time; and
  • any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
  • This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

    Information about you and your visits to our site

    Uploading material to our site

    Whenever you make use of a feature that allows you to upload material such as ideas, opinions, suggestions, mini-polls, surveys, videos, pictures or anything else (the “Material”) to Our Site, or to make contact with other members MyView, you must comply with the content standards set out in our Acceptable use policy. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.

    Any Material you upload to Our Site will be considered non-confidential and non-proprietary, and we have the right to use, copy, create derivative works from, distribute and disclose to third parties any such Material for any purpose. By submitting Material to Our Site you warrant that:

    1. you have the right to make it available to us;
    2. the Material is not defamatory;
    3. the Material does not infringe any law or rights or interests of any 3rd party in any country of the world, and in particular that the Material does not plagiarise or infringe on the rights of third parties including copyright, trade mark, trade secret, privacy, personal publicity or proprietary rights state in our Acceptable use policy;
    4. we will have the right to disclose your identity to any third party who is claiming that any Material posted or uploaded by you to Our Site constitutes a violation of their intellectual property rights, or of their right to privacy; and (e) that we will be able to use the Material as we wish for as long as we may require it.

    We will not be responsible, or liable to any third party, for the content or accuracy of any Materials posted by you or any other user of Our Site. We have the right to remove any Material or posting you make on Our Site if, in our opinion, such Material does not comply with the content standards set out in our Acceptable use policy.

    You agree to indemnify us against all legal fees, damages and other expenses that may be incurred by us as a result of your breach of the above warranty. You also agree to waive any moral rights in the Material for the purposes of its submission to and publication on Our Site and the other purposes specified above.

    Viruses, hacking and other offences

    You must not misuse Our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to Our Site, the server(s) on which Our Site are stored or any server, computer or database connected to Our Site. You must not attack Our Site via a denial-of-service attack or a distributed denial-of service attack.

    By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use Our Site will cease immediately.

    We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of Our Site or to your downloading of any material posted on it, or on any website linked to it.

    Links from our site

    Where Our Site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

    Jurisdiction and applicable law

    These terms and your use of this Our Site shall be governed by and construed in accordance with English Law.

    By accepting these Terms and Conditions and using Our Site, you accept that any dispute under these Terms and Conditions or arising out of use of Our Site shall be subject to the exclusive jurisdiction of the English courts and by using Our Site you hereby submit to the jurisdiction of such courts for such purposes and waive any and all objections to jurisdiction or venue in such courts.

    Those persons outside England and Wales who choose to use or access Our Site from their own jurisdictions do so at their own risk and on their own initiative and are responsible for compliance with local laws, to the extent any local laws are applicable.

    The European Online Dispute Resolution platform provides information about alternative dispute resolution which may be of interest.

    Variations

    We may revise these Terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these Terms of use may also be superseded by provisions or notices published elsewhere on Our Site.

    Contact Us

    If you have any concerns about material which appears on Our Site, please contact the MyView Panel Manager at claire@prudentialmyview.co.uk.